Credit Monitoring:  

If you are only looking for a copy of your credit report and don’t care about monitoring, FreeCredirReport.com offers a 3 Credit Reports & 3 Scores service for $39.95. This service is provided by Experian and includes reports and scores from Experian, TransUnion, and Equifax.

If credit monitoring is something you are concerned about, we suggest you look at Experian’s Triple Advantage, which is a service offered by FreeCreditReport.com. When you sign up for Triple Advantage you begin with a free 7-day trial membership and are provided with a copy of your credit report from all three major credit bureaus. These reports will also include your credit score.

Credit monitoring for Experian begins within 48 hours of signing up. TransUnion and Equifax monitoring will usually begin within 4 days.

The monthly subscription for credit monitoring is only $14.95 per month and if you choose to continue using this service after the free trial period this becomes an automatic payment.

Your Triple Advantage subscription allows you to have unlimited access to your Experian credit report and score. Additionally, you are allowed one annual credit report and score from each of the three major credit bureaus.

This is a great option if you are in the market to make a major purchase such as a home or new car and need to be monitoring and improving your credit score. After all, a higher credit score usually means you will have access to much lower interest rates on loans which can save you money.

When you are shopping for a credit report monitoring service, keep these extra services in mind. What good is a credit report monitoring service that can’t help you if something goes wrong?

One advantage of this being an Experian service is that fraud protection, security freezes, and disputes are handled in-house. FreeCreditReport.com can identify inaccurate information on your credit report and help you submit dispute letters to each of the three major credit bureaus. Also, if fraud is detected on your credit report they can quickly help you set up a security freeze to minimize damage.