Free Credit Review

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PROS / Free Credit offers an identity theft protection in addition to scores from the three major credit bureaus.

CONS / Free Credit does not offer any type of fraud alerts or security freezes.

VERDICT / Free Credit is a great place to do research on your credit score as well as finding information on managing debt.

Editor’s Note: This product has been removed from viewing as part of this site because has been replaced by freecreditreport. You can still read our original review below, but TopTenREVIEWS is no longer updating this product’s information.

Free Credit

The best thing about TopTenREVIEWS Gold Award winning is that, along with their credit report services, they provide credit score monitoring from all three credit bureaus and offer identity theft protection that includes the $50,000 Triple Advantage Guarantee (as long as you don’t live in NY).

In addition to offering credit scoring and monitoring services, FreeCreditScore also offers loan services for home purchase, refinancing, auto loans, and even debt consolidation. This service is offered through, which is also an Experian company. We strongly recommend researching loan servicing sites prior to application.


As an extra feature, offers a Resource Center that includes newsletters, articles, and debt/loan calculators that are helpful in learning about how to manage debt and improve your credit score.

Please Note: We did not actually request a credit report, credit score, or credit monitoring services from this company. Review is based on available information, sample reports and experiences with customer service.

Free Credit